Terms of Service

Last Updated: 2025-07-09

1. Acceptance of Terms

By accessing or using Cardy ("App", "Service"), owned and operated by individual developer Iuliia Kamaldinova ("we", "us", "our"), you ("User", "you") agree to be bound by these Terms of Service ("Terms"). If you do not agree, please discontinue use of the Service.

2. Eligibility

You must be at least 13 years old (or the age of digital consent in your jurisdiction) to use the Service. If you are under the required age, a parent or legal guardian must consent on your behalf.

3. Changes to Terms

We may revise these Terms at any time. The "Last Updated" date will be modified accordingly. Continued use after changes constitutes acceptance of the new Terms.

4. Description of Service

The App provides flashcards, spaced‑repetition scheduling, and related tools to facilitate vocabulary learning. Features may evolve over time.

5. User Accounts

Creating an account is optional but required for cross‑device sync and Premium features. You are responsible for maintaining the confidentiality of your credentials and for all activities under your account.

6. License Grant

Subject to these Terms, we grant you a limited, non‑exclusive, non‑transferable, revocable license to use the App for personal, non‑commercial purposes.

7. User Content

You retain ownership of any content you submit (e.g., custom flashcards). By submitting content, you grant us a worldwide, royalty‑free license to host, reproduce, and display such content solely to operate and improve the Service.

8. Prohibited Conduct

9. Paid Subscriptions

Certain Premium features are available via weekly or monthly subscription ("Subscription"). Prices and features are described in‑app and processed by the applicable app‑store provider. Taxes may apply.

9.1 Free Trials

We may offer time‑limited free trials. At the end of the trial, the Subscription will automatically convert to a paid plan unless cancelled per store guidelines.

9.2 Price Changes

We may change prices for future billing periods. You will be notified via the app‑store provider at least 30 days in advance.

9.3 Cancellations & Refunds

You may cancel your Subscription anytime through the store settings. Refund requests are handled according to the store’s refund policy.

10. Intellectual Property

The App and all associated content (excluding User Content) are owned by individual developer Iuliia Kamaldinova and protected by intellectual property laws. No rights are granted except as expressly stated.

11. Third‑Party Links

The Service may contain links to third‑party websites or services. We do not endorse and are not responsible for their content or privacy practices.

12. Termination

We may suspend or terminate your access to the Service at any time for violation of these Terms or for any business reason. You may stop using the Service at any time.

13. Disclaimer of Warranties

The Service is provided "AS IS" without warranties of any kind, express or implied, including fitness for a particular purpose, availability, or non‑infringement.

14. Limitation of Liability

To the maximum extent permitted by law, individual developer Iuliia Kamaldinova will not be liable for any indirect, incidental, or consequential damages arising from your use of the Service.

15. Indemnification

You agree to indemnify and hold harmless individual developer Iuliia Kamaldinova and its affiliates from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

16. Severability

If any provision is deemed unenforceable, the remaining provisions will remain in effect.

17. Contact Us

For questions regarding these Terms, please email [email protected].